Estimate your monthly payment for swimming pool loans

Financing is one way to fund a new swimming pool. When investing in an outdoor addition like a pool, hundreds of thousands of homeowners have successfully used lenders to pay for their project.

The key reason for the popularity of borrowing funds: While a beautiful backyard resort will enhance a home and provide years of healthy family fun and entertainment, it does indeed require a sizable investment of thousands of dollars.

To evaluate various budget scenarios for financing your new pool, use this free pool loan calculator.*

Loan Amount
# of Payments (Maximum of 144 months)
Interest Rate
Monthly Payment

How a pool loan calculator helps evaluate budget and financing options

While financing a pool is common across the country, the process and various programs may be new for many individuals shopping for a pool. From credit cards to home-equity loans, there are several forms of credit to understand and evaluate as possible choices for buying a pool.

Much like a house or car payment—one way to determine how much to put toward a swimming pool is to consider the monthly payment. In other words, evaluate how much of your household budget you can reasonably afford each month.

With the basic financial information you enter, this handy loan calculator makes it easy to run the numbers—projecting how much a monthly pool loan payment will be.

Begin with a general idea of what an inground, concrete (gunite/shotcrete) pool costs in your local area, and enter the amount you are considering for the project.

Then, try out different loan scenarios. You can change the loan term, the loan amount, the interest rate, or a combination of all three.

Pool financing assistance

Understanding various pool loans and securing the best one for you—based on your credit history and other variables—can require some research and effort.

You can tackle this on your own, but another route is to get help. It’s simple enough by contacting swimming pool builders in your area. Call and ask if they offer financing-related services and support in securing a pool loan (oac).

Depending on the state you reside, your local Blue Haven office can help locate a lender for swimming pool loans and facilitate the loan-approval process with the financial institution. You can contact your local Blue Haven team, or, get started by applying online here for a free credit pre-approval.

*This pool loan calculator is a free estimating tool only; it does not pre-qualify you for any loan programs nor does it guarantee that you will qualify for any pool financing programs or credit terms. This pool calculator performs simple computation, but it does not provide investment, legal, tax, or accounting advice.