• In-Ground Gunite Pool Construction Specialists
  • Real Stories. Real Backyards with Blue Haven.
  • Structured, Proven
    Build Process

A Backyard You Thought Was Out of Reach Might Not Be.

“Our monthly payment came in under what I was paying for my car.”
— The Pham Family, Houston, TX

Many homeowners are surprised to learn that financing a new pool can fit comfortably into their monthly budget. With flexible loan structures and unsecured financing options available in many states, a Blue Haven pool may be more attainable than you think.

See What Financing Could Look Like

How Much Does an Inground Pool Cost?

The honest answer is: it depends. Evaluating inground swimming pool costs before you sign anything is critical — and to do that accurately, you need a personalized, in-home consultation, not a number from a website.

Pricing a custom pool design depends on a wide range of variables: the size and shape of the pool, the finish materials, the equipment package, the features you add, the complexity of your site, and where you live. No two projects are the same, which means no single price applies to all of them.

Blue Haven designers work with homeowners across the country to provide free, no-obligation consultations — at your home, assessing your specific yard and goals — so you get a real number for your project, not a ballpark that bears no resemblance to your final quote.

Any online claims of a “national average price” for a custom inground pool are simply misleading. The variables are too significant and too location-specific to produce a meaningful number at the national level. What we can give you is the most accurate estimate possible: one built around your backyard, your vision, and your budget.

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Explore freeform family pool designs for pricing inspiration

Financing Built Around Different
Kinds of Homeowners

Young family enjoying backyard pool lifestyle

Young
Families

We wanted a family pool without draining our savings. Flexible monthly payments helped make a backyard our kids could grow up in possible sooner than we expected. Fixed monthly pool loans →

Home equity pool financing illustration

Equity-Minded Homeowners

We didn’t want to use our home equity. Many Blue Haven customers qualify for unsecured financing options that don’t require borrowing against their home. Unsecured pool loans →

Backyard pool project cost planning image

Ready-to-Remodel Buyers

We already loved our home — we just wanted to love the backyard too. Pool remodel financing can help spread renovation costs into manageable monthly payments. Remodel financing →

Pool financing payment options illustration

Payment-Focused Buyers

We just needed a payment that fit our lifestyle. Blue Haven finance specialists help match homeowners with financing options aligned to their budget and long-term goals. Pre-approval consultation →

UNDERSTANDING POOL COSTS

Understanding Pool Pricing

Pool pricing is driven by a set of well-understood factors — but their relative weight varies significantly from project to project. The sections below explain the key cost drivers and how they’re likely to affect your budget. 

The cost of a custom inground pool is shaped by: pool size and shape (larger and more complex shapes cost more), interior finish selection (standard plaster is the most economical; pebble and quartz finishes cost more), equipment package (pump, heater, filter, automation, sanitization system), water features and enhancements (waterfalls, deck jets, bubblers, fire features, sun shelves), decking material and footprint (size and material choice significantly affect cost), site conditions (slope, soil type, access, existing hardscape to remove), and local labor and permit costs (which vary significantly by region). Your Blue Haven designer will walk through each of these categories during your free consultation so you understand exactly what’s driving your estimate.

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Unlike above-ground pools where prices are set on prefabricated units, inground pool costs are project-specific and vary widely across the country. Regional differences in labor costs, permit fees, material availability, soil conditions, and local building codes all contribute to meaningful price variation between markets. A project that costs X in one state may cost noticeably more or less in another not because of quality differences, but because of the underlying cost structure in that region. This is especially pronounced with concrete (gunite/shotcrete) designs, where the labor component is particularly significant. The most reliable way to understand what a pool will cost in your specific area is to speak with a local Blue Haven designer who knows your market, your soil conditions, and your permitting environment.

Find My Local Blue Haven Team

Getting an accurate pool price estimate requires an in-person visit from a local pool design professional — not a form on a website. Here’s how the Blue Haven process works: First, contact your local Blue Haven office to schedule a free, no-obligation consultation at your home. Your designer will assess your yard, discuss your vision, and review your goals and budget. From there, they’ll develop a preliminary design and provide a project estimate that accounts for your specific site conditions, chosen features, and local cost factors. You’ll also have the option to see a 3D rendering of your pool design before anything is finalized. This process is completely free, and there’s no obligation to move forward. The goal is simply to give you an accurate picture of what’s possible for your property and your budget.

Schedule My Free Consultation

We understand that not every homeowner is ready to schedule an in-home consultation right away — and that’s completely fine. Blue Haven offices are happy to have a preliminary conversation by phone or email to help you understand the general scope of what you’re considering and whether Blue Haven is a good fit for your project. However, it’s important to be clear: a truly accurate price estimate for a custom inground pool cannot be provided remotely. The variables that drive cost — site conditions, soil, access, grades, existing hardscape — can only be assessed in person. What a phone or email conversation can do is help you understand the process, explore design possibilities, learn about financing options, and get comfortable with Blue Haven before scheduling your free on-site consultation. We’re happy to start there.

Contact My Local Blue Haven Team

Affordable
Bubbling Bliss

Want the most economical way to add a relaxing hydrotherapy spa to your new pool or remodel? In many cases, an “inside” or “interior” spa built within your pool’s footprint will significantly minimize costs compared to a freestanding spa addition.

Learn More

WHAT HOMEOWNERS SAY

Confident Decisions Start
with the Right Information.

4.8 out of 5 stars based on 10,000+ verified reviews across the U.S.

Mark & Susan T., Nashville, TN
Mark & Susan T., Nashville, TNWe went back and forth for two years about whether a pool was worth it. Once we sat down with our Blue Haven designer and got a real number — not a guess from the internet — the decision became a lot easier. Best investment we’ve made in this house.
New Gunite Pool
Patricia L., Dallas, TX
Patricia L., Dallas, TXI appreciated that Blue Haven never gave us a fake number just to get us in the door. Our designer was completely upfront about what things cost and why. We knew exactly what we were signing before we signed anything.
New Pool with Spa
The Garza Family, San Antonio, TX
The Garza Family, San Antonio, TXWe assumed a custom pool was out of our budget. Blue Haven showed us financing options that made it completely manageable. Our monthly payment is less than I expected, and the pool has already added value to our home.
Family Pool

GET A REAL NUMBER FOR YOUR PROJECT

The Most Accurate Estimate Starts with a Local Conversation.

Blue Haven designers operate across 30+ states, with local expertise in your climate, your soil conditions, and your permitting environment. Find your nearest Blue Haven location and schedule your free, no-obligation in-home consultation.

Prefer to start with a call? Reach us at 1-800-BLUE-HAVEN or chat with us online and we’ll connect you with your closest Blue Haven location.

MAKING YOUR POOL AFFORDABLE

Don’t Let Budget Be the Reason You Wait.

Blue Haven works with a network of lenders to help homeowners finance new pools and remodels. With flexible loan terms and a free pre-approval process, you may be able to get the pool you want for less per month than you expect. Explore your financing options before you decide what’s possible. 

  • ✓ Low monthly payment options
  • ✓ Fast approvals
  • ✓ No prepayment penalties
  • ✓ Apply in minutes
Explore Financing Options

Financing is subject to credit approval. Rates and terms vary.
Contact your local Blue Haven dealer for details.

Frequently Asked Questions
About Pool Pricing

The cost to build an inground pool varies based on the pool’s size, design, materials, site conditions, and selected features. Because Blue Haven designs each inground pool specifically for the homeowner and property, pricing is determined after a personalized design consultation.

Factors that influence inground pool cost include:

  • Pool size, shape, and depth
  • Property access and excavation conditions
  • Gunite pool construction and engineering requirements
  • Interior finish, tile, and coping selections
  • Pool decking and surrounding hardscape
  • Attached spas, tanning ledges, and bench seating
  • Waterfalls, sheer descents, bubblers, or deck jets
  • LED pool lighting and smart automation
  • Pumps, filters, heaters, and sanitation systems
  • Landscaping and additional outdoor living features

Blue Haven works with homeowners to develop a custom pool design that complements the home, backyard, lifestyle, and budget. After reviewing your goals and property, your local Blue Haven team can provide a detailed proposal based on the full scope of your project.

The cost of a custom pool depends on your design, property, and the features you choose. Because every custom pool is designed specifically for the homeowner, pricing varies from project to project.

Factors that influence the cost of a custom pool include:

  • Pool size, shape, and depth
  • Interior finishes and materials
  • Water features and integrated spas
  • Decking and hardscape
  • Site access and excavation conditions
  • Local market and permitting requirements

A straightforward design with standard finishes and modest decking will typically fall at one end of the pricing range, while larger pools with specialty finishes, water features, spas, and extensive outdoor living spaces will require a greater investment. Because every yard and wish list is unique, the most accurate pricing comes from an on-site consultation and custom pool design.

Ready to Get a Real Number for Your Pool?

Stop guessing and start planning. A free Blue Haven consultation gives you an accurate, personalized estimate built around your backyard, your lifestyle, and your budget — with no obligation to move forward. Take the first step today. 

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Apply Online for a Pool Loan
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No commitment required. Our designers come to you.

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